Merchant Cash Advance for Businesses
Capybara Capital is dedicated to helping you achieve your business goals by providing short term capital for all of your business needs. Our loyal, compassionate team, with over 25 years of combined experience, will walk you through a simple quick process to get you approved immediately.
Capybara Capital specializes in the Merchant Cash Advance (MCA) financial product, providing capital to those merchants looking to expand their businesses. An MCA is an exchange of your future business receivables at a discount for an upfront cash payment, advanced to you immediately. MCAs are widely used on a daily basis across the country by thousands of businesses. Allow Capybara Capital to provide you with the capital you need.
Funded as fast as
How Does it Work?
Providing the Right Funding to You in a Fast and Friendly Fashion
Our merchant cash advance gives your businesses quick access to working capital needed to grow.
A merchant cash advance provides your business with quick access to capital to meet your business needs. The Capybara Capital team works with you to find the right product and payment terms to keep your business growing. MCAs are successfully used by nearly every type of business, including:
Applying for an MCA is very fast and convenient and can be done with a press of a button.
Business Bank Account
3 Months Bank Statements
Valid Form of Identification
Reasons You May Need to Fund Your Business
Your business is only as good as the equipment that runs it. Replacing crucial parts and buying new equipment is a necessity to keep your edge and keep your business running smoothly.
Repairs & Infrastructure
Any place of business will eventually need repairs or upgrades to basic building infrastructure. An MCA prevents interruptions to workplace productivity and may increase general workflow.
Great businesses are always looking to expand and grow as the marketplace allows. Most highly profitable businesses are determined to grow and expand and even a small growth investment can yield big results.
Examples of Business Funding Assistance We Have Provided
Merchant cash advances provide businesses with an alternative from traditional bank loans.
- Fast access to cash
- Strong credit not required
- Flexible use of funds
- No collateral required
We are experienced
Our experts have worked in the MCA industry for over 25 years
Our seasoned management team has successfully funded thousands of businesses with over 100 million dollars in alternative financing. Our team has extensive experience in business funding with a dedicated attention to the unique needs of business owners across a multitude of industries. Capybara Capital is determined to treat every business owner with respect and fairness.
Frequently Asked Questions
Is a merchant cash advance a loan?
No, it is not a loan. Capybara Capital purchases the future receivables of a business at a discount for an upfront cash payment.
Our underwriting team will review the financial information of the business, compute what the business can afford on a daily or weekly payment and provide an offer of the terms of the agreement.
How much funding can my small business receive?
Funding amounts vary from business to business, but generally Capybara Capital’s merchant cash advances range from $25,000 to $2,000,000.
I’ve been turned down for a loan by my bank, will Capybara Capital be able to help me?
Capybara Capital often provides cash advances to businesses that have been turned down by traditional lenders. We are more flexible than banks in terms of the types of businesses we will work with, the purpose for which the funds will be used, and in some cases, the credit history of the business and its owners.
There are some problems with my credit, can I still get help from Capybara Capital?
Unlike banks, Capybara Capital has greater flexibility when it comes to reviewing past credit experience. Past credit problems can typically be overcome by a demonstration of current business strength accompanied by a strong likelihood of continued good business trends.
Is my business plan too unconventional for Capybara Capital?
Capybara Capital works hard to understand your underlying business plan and it’s unique business features. We want your business to succeed. If your plan makes good business sense, it’s entirely possible that we will be able to fund them.
Why Capybara Capital, and not another funding company?
In an industry where many companies use high-pressure sales tactics and cloud the total costs, Capybara Capital offers a refreshingly transparent sales approach. Think of Capybara Capital as your silent business partner. We’ll tell you if the product is right for you, and we’ll work with you to help you maximize the return on your advance, so you can increase sales and profits.
Is this a one-time only program?
Capybara Capital strives to service repeated advances for each merchant based on the business’s needs. We pride ourselves in relationship building and our goal is to be your sole source of funding. In fact, the customers who have tested the competition usually return to Capybara Capital because of our straightforward approach. Growing your business is our business, and we aim to provide repeat transactions.